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Personal Checking

All Account Options

At MCNB, we believe you are different from your neighbor – your needs are different. And while we could just give you a checking account – and you could say you have one and we could say we gave it to you – we want it to be more than that.

Relationship Rewards

You value your relationships. So do we. Let us show you the extra value of an MCNB relationship. Excellent rates and great rewards await!

 

Relationships in life have many rewards. Your Relationship Rewards account will be no different. Meet simple reward conditions and watch the benefits stack up!

Great Rewards

  • variable rate interest (3 tiers)
  • ATM fee refunds (up to $10)
  • and more!

Service Charge

The monthly service charge for this account is refunded with:

  • a qualifying Relationship Balance (includes deposit and consumer loan accounts)

Simple Reward Conditions

  • eStatements
  • Direct Deposit
  • Savings balance
  • qualifying use of your MCNB debit card for everyday purchases

The more conditions you meet, the more rewards you can enjoy!

Interest Rewards

It is nice to know your money is working for you. You can maximize your rate and enjoy rewards at the same time!

 

Interest is great, but interest with rewards is even better! Your Interest Rewards account will give you both. Meet simple reward conditions and you'll be smiling for more than one reason!

Great Rewards

  • variable rate interest (2 tiers)
  • ATM fee refunds (up to $10)

Service Charge

The monthly service charge for this account is refunded with:

  • a qualifying account balance

Simple Reward Conditions

  • eStatements
  • Direct Deposit
  • qualifying use of your MCNB debit card for everyday purchases
  • pay bills with bill pay

The more conditions you meet, the more rewards you can enjoy!

Cash Back Rewards

A great account that can change as your life changes! No matter where your road takes you, it will go along and pay you back again and again!

 

Life changes, but cash never goes out of style. Whether you are just getting started or are already on the way, Your Cash Back Rewards account will go with you on your journey. Meet a few simple reward conditions, and let the cash and other rewards roll in!

Great Rewards

  • Cash Back each statement cycle
  • ATM fee refunds (up to $10)

Service Charge

The monthly service charge for this account is refunded for any of the following:

  • a qualifying Relationship Balance (includes deposit and consumer loan accounts)
  • a qualifying account balance
  • primary account owner is under 24 years of age (reward conditions apply)

 

Simple Reward Conditions

  • eStatements
  • qualifying use of your MCNB debit card for everyday purchases

The more conditions you meet, the more rewards you can enjoy!

No Frills Checking

If your banking needs are basic, this account was made for you. Expect a great account, great access, and great service!

 

Sometimes the simplest option is the best fit. Your No Frills Checking account is designed with this in mind. It covers all the basics without lots of extras. As always, great customer service is part of the package!

Service Charge

The monthly service charge for this account is refunded for any of the following:

  • a qualifying Relationship Balance (includes deposit and consumer loan accounts)
  • a qualifying account balance
  • qualifying use of your MCNB debit card for everyday purchases