FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking for Business

Take the hassle out of checking

Your focus is your business.  Our business checking accounts are simple financial solutions which allow you to remain centered on your priorities and you customers.  

Basic Business

Designed for customers with less than 200 items per month.

  • $50.00 to open account
  • No minimum balance required
  • No monthly maintenance fee
  • No charge for first 100 items ($0.35 per each additional item)
  • Overdraft Protection available
  • FREE business debit card

Business Checking

Designed for customers with higher transactions counts (200+) per month.

  • $50.00 to open account
  • No minimum balance required
  • Monthly maintenance and per item fees offset by compensating balance
  • Overdraft Protection available
  • FREE deposit books
  • FREE business debit card

Business Interest Checking

Designed to pay businesses interest for their higher balances.

  • $1,000 to open account
  • No monthly maintenance fee with $1,000 minimum ledger balance, else $7.50
  • Interest paid and compounded monthly
  • Interest paid with $1,000 minimum average daily balance
  • Unlimited check writing
  • Unlimited transfers between accounts
  • FREE business debit card

Business Sweep

Designed to reward customers who regularly have higher balances in their accounts and want to put their money to work for them.

  • No minimum opening balance
  • $25 monthly maintenance fee (no per item fees)
  • No service fee with $100,000 minimum ledger balance, else $25
  • Full account balance swept nightly
  • Balance invested in 3rd party investment account*
  • FREE deposit books
  • FREE business debit card

*investment account managed by Trust and Financial Services

Insured Cash Sweep (ICS)

Do you need to insure more than the FDIC insurance limit but have regular access to your funds? Our membership in the ICS network enables us to safely share the insurance responsibilities of your large account balances. Based on events you define, we will transfer money to/from your account to ensure funds availability and maximum return. Contact us to learn more.

ICS

Corporate Checking

Designed for customers who need to regularly transfer their balances outside the MCNB market area.

  • No minimum opening balance
  • No minimum balance required
  • Monthly maintenance and per item fees offset by compensating balance
  • Percentage and per roll fees apply for currency and coin
  • FREE business debit card